Record, screen and monitor UBOs
The law requires you to establish yourself who ultimately owns or controls a client, the register is only an aid. Cloudpliant makes that duty workable.
The complete UBO workflow
- Record UBOs per organisation with the nature and size of their interest.
- Every UBO is screened immediately for sanctions, PEP status and insolvency, and stays monitored.
- Verify against the certified UBO extract your client supplies (€3.10 via Mijn KVK).
- Discrepancy with the register? Cloudpliant records it and reminds you of the reporting duty (art. 10c Wwft).
Impact on client risk
A sanctioned UBO makes the client 'unacceptable'; a PEP UBO raises the classification to 'high' (art. 8 Wwft). Your organisation-level risk picture always reflects who is behind the company.
Frequently asked questions
- Isn't the UBO register closed?
- Only to the public. Wwft institutions are regaining direct access via KVK in phases, and the certified extract via the client works today. More importantly: the law demands your own determination, exactly what Cloudpliant records.
- What if there is no real UBO?
- Then you record senior management as pseudo-UBO, a standard option in Cloudpliant.
- What does the EU AMLR change in 2027 about who counts as UBO?
- From 10 July 2027 the ownership threshold becomes 25% or more, where Dutch law today says more than 25% (AMLR art. 52). That single percentage point is not a detail: a company with four shareholders of exactly 25% has no ownership-based UBO today (senior management is recorded as pseudo-UBO), but four from July 2027. Cloudpliant automatically applies the threshold of the law of the day; at the first periodic review after the switch, such structures deserve a fresh look.
Get started with Cloudpliant today
10 client files free, the whole product. Connect Exact Online, or add a client by hand.
No credit card needed. The demo takes 30 minutes, online, no obligation.